Terms of Service, Refund Policy & Privacy Policy

TERMS OF SERVICE

OVERVIEW


This website is operated by Love Digital Planner. Throughout the site, the terms “we”, “us” and “our” refer to Love Digital Planner. Love Digital Planner offers this website, including all information, tools and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here.


By visiting our site and/ or purchasing something from us, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and/ or contributors of content.Please read these Terms of Service carefully before accessing or using our website.


By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services. If these Terms of Service are considered an offer, acceptance is expressly limited to these Terms of Service.Any new features or tools which are added to the current store shall also be subject to the Terms of Service. You can review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change or replace any part of these Terms of Service by posting updates and/or changes to our website.


It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes. Our store is hosted on OnBoardMe. They provide us with the online e-commerce platform that allows us to sell our products and services to you.



SECTION 1 - ONLINE STORE TERMS

By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.You may not use our products for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws).You must not transmit any worms or viruses or any code of a destructive nature.A breach or violation of any of the Terms will result in an immediate termination of your Services.



SECTION 2 - GENERAL CONDITIONS

We reserve the right to refuse service to anyone for any reason at any time.You understand that your content (not including credit card information), may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Credit card information is always encrypted during transfer over networks.You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the service is provided, without express written permission by us.The headings used in this agreement are included for convenience only and will not limit or otherwise affect these Terms.



SECTION 3 - ACCURACY, COMPLETENESS AND TIMELINESS OF INFORMATION

We are not responsible if information made available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Any reliance on the material on this site is at your own risk.This site may contain certain historical information. Historical information, necessarily, is not current and is provided for your reference only. We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site.



SECTION 4 - MODIFICATIONS TO THE SERVICE AND PRICES

Prices for our products are subject to change without notice. We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice at any time. We shall not be liable to you or to any third-party for any modification, price change, suspension or discontinuance of the Service.



SECTION 5 - PRODUCTS OR SERVICES (if applicable)

Certain products or services may be available exclusively online through the website. These products or services may have limited quantities and are subject to return or exchange only according to our Return Policy.  We have made every effort to display as accurately as possible the colors and images of our products that appear at the store. We cannot guarantee that your computer monitor's display of any color will be accurate.We reserve the right, but are not obligated, to limit the sales of our products or Services to any person, geographic region or jurisdiction. We may exercise this right on a case-by-case basis. We reserve the right to limit the quantities of any products or services that we offer. All descriptions of products or product pricing are subject to change at anytime without notice, at the sole discretion of us. We reserve the right to discontinue any product at any time. Any offer for any product or service made on this site is void where prohibited.We do not warrant that the quality of any products, services, information, or other material purchased or obtained by you will meet your expectations, or that any errors in the Service will be corrected.



SECTION 6 - ACCURACY OF BILLING AND ACCOUNT INFORMATION

We reserve the right to refuse any order you place with us. We may, in our sole discretion, limit or cancel quantities purchased per person, per household or per order. These restrictions may include orders placed by or under the same customer account, the same credit card, and/or orders that use the same billing and/or shipping address. In the event that we make a change to or cancel an order, we may attempt to notify you by contacting the e-mail and/or billing address/phone number provided at the time the order was made. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers or distributors.You agree to provide current, complete and accurate purchase and account information for all purchases made at our store. You agree to promptly update your account and other information, including your email address and credit card numbers and expiration dates, so that we can complete your transactions and contact you as needed.  For more detail, please review our Returns Policy.



SECTION 7 - OPTIONAL TOOLS

We may provide you with access to third-party tools over which we neither monitor nor have any control nor input.You acknowledge and agree that we provide access to such tools ”as is” and “as available” without any warranties, representations or conditions of any kind and without any endorsement. We shall have no liability whatsoever arising from or relating to your use of optional third-party tools.Any use by you of optional tools offered through the site is entirely at your own risk and discretion and you should ensure that you are familiar with and approve of the terms on which tools are provided by the relevant third-party provider(s).We may also, in the future, offer new services and/or features through the website (including, the release of new tools and resources). Such new features and/or services shall also be subject to these Terms of Service.



SECTION 8 - THIRD-PARTY LINKS

Certain content, products and services available via our Service may include materials from third-parties.Third-party links on this site may direct you to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties.We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party's policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party.



SECTION 9 - USER COMMENTS, FEEDBACK AND OTHER SUBMISSIONS

If, at our request, you send certain specific submissions (for example contest entries) or without a request from us you send creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by postal mail, or otherwise (collectively, 'comments'), you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any comments that you forward to us. We are and shall be under no obligation (1) to maintain any comments in confidence; (2) to pay compensation for any comments; or (3) to respond to any comments.We may, but have no obligation to, monitor, edit or remove content that we determine in our sole discretion are unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene or otherwise objectionable or violates any party’s intellectual property or these Terms of Service.You agree that your comments will not violate any right of any third-party, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that your comments will not contain libelous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Service or any related website. You may not use a false e-mail address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any comments. You are solely responsible for any comments you make and their accuracy. We take no responsibility and assume no liability for any comments posted by you or any third-party.



SECTION 10 - PERSONAL INFORMATION

Your submission of personal information through the store is governed by our Privacy Policy. To view our Privacy Policy.



SECTION 11 - ERRORS, INACCURACIES AND OMISSIONS

Occasionally there may be information on our site or in the Service that contains typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after you have submitted your order).We undertake no obligation to update, amend or clarify information in the Service or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Service or on any related website, should be taken to indicate that all information in the Service or on any related website has been modified or updated.



SECTION 12 - PROHIBITED USES

In addition to other prohibitions as set forth in the Terms of Service, you are prohibited from using the site or its content: (a) for any unlawful purpose; 

(b) to solicit others to perform or participate in any unlawful acts; 

(c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; 

(d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; 

(e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; 

(f) to submit false or misleading information; 

(g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet; 

(h) to collect or track the personal information of others; 

(i) to spam, phish, pharm, pretext, spider, crawl, or scrape; 

(j) for any obscene or immoral purpose; or 

(k) to interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet. 


We reserve the right to terminate your use of the Service or any related website for violating any of the prohibited uses.



SECTION 13 -  DISCLAIMER OF WARRANTIES; LIMITATION OF LIABILITY

We do not guarantee, represent or warrant that your use of our service will be uninterrupted, timely, secure or error-free.We do not warrant that the results that may be obtained from the use of the service will be accurate or reliable.You agree that from time to time we may remove the service for indefinite periods of time or cancel the service at any time, without notice to you.You expressly agree that your use of, or inability to use, the service is at your sole risk. The service and all products and services delivered to you through the service are (except as expressly stated by us) provided 'as is' and 'as available' for your use, without any representation, warranties or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.


In no case shall Love Digital Planner, our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the service or any products procured using the service, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility. Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.



SECTION 14 - INDEMNIFICATION

You agree to indemnify, defend and hold harmless Love Digital Planner and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms of Service or the documents they incorporate by reference, or your violation of any law or the rights of a third-party.



SECTION 15 - SEVERABILITY

In the event that any provision of these Terms of Service is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Service, such determination shall not affect the validity and enforceability of any other remaining provisions.



SECTION 16 - TERMINATION

The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes.These Terms of Service are effective unless and until terminated by either you or us. You may terminate these Terms of Service at any time by notifying us that you no longer wish to use our Services, or when you cease using our site.If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms of Service, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our Services (or any part thereof).



SECTION 17 - ENTIRE AGREEMENT

The failure of us to exercise or enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision.These Terms of Service and any policies or operating rules posted by us on this site or in respect to The Service constitutes the entire agreement and understanding between you and us and govern your use of the Service, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Service).Any ambiguities in the interpretation of these Terms of Service shall not be construed against the drafting party.



SECTION 18 - GOVERNING LAW

These Terms of Service and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of Nevada.



SECTION 19 - CHANGES TO TERMS OF SERVICE

You can review the most current version of the Terms of Service at any time at this page.We reserve the right, at our sole discretion, to update, change or replace any part of these Terms of Service by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these Terms of Service constitutes acceptance of those changes.



SECTION 20 - CONTACT INFORMATION

Questions about the Terms of Service should be sent to us at dreamerdigitalplanners@gmail.com.


REFUND POLICY

Thank you for purchasing our digital products.


We strive to provide high-quality digital content to meet your needs. Please read our refund policy carefully before making a purchase.


No Refunds

Due to the nature of digital products, all sales are final. Once you have gained access to our digital products, we are unable to offer refunds, exchanges, or cancellations. By making a purchase, you agree to these terms.


Why No Refunds?

1. Instant Access: Upon purchase, you receive immediate access to the digital content, making it impossible to return.


2. Intellectual Property: Digital products consist of downloadable files that are not returnable.


Exceptions

We understand that exceptional circumstances can occur.

If you experience any issues with the product, please contact our customer support team at dreamerdigitalplanners@gmail.com. 


We will do our best to resolve any problems you may have.


Contact Us

If you have any questions or need further assistance, please reach out to us at dreamerdigitalplanners@gmail.com.  Thank you for your understanding and for being a valued customer.

PRIVACY POLICY

PRIVACY STATEMENT

SECTION 1 - WHAT DO WE DO WITH YOUR INFORMATION?

When you purchase something from our store, as part of the buying and selling process, we collect the personal information you give us such as your name, address and email address.When you browse our store, we also automatically receive your computer’s internet protocol (IP) address in order to provide us with information that helps us learn about your browser and operating system.


Email marketing: With your permission, we may send you emails about our store, new products and other updates.



SECTION 2 - CONSENT

How do you get my consent? When you provide us with personal information to complete a transaction, verify your credit card, place an order, arrange for a delivery or return a purchase, we imply that you consent to our collecting it and using it for that specific reason only.If we ask for your personal information for a secondary reason, like marketing, we will either ask you directly for your expressed consent, or provide you with an opportunity to say no.How do I withdraw my consent?If after you opt-in, you change your mind, you may withdraw your consent for us to contact you, for the continued collection, use or disclosure of your information, at anytime, by contacting us at dreamerdigitalplanners@gmail.com or mailing us at:

Love Digital Planner

9490 Bermuda Rd.,

Las Vegas,

Nevada US 89123



SECTION 3 - DISCLOSURE

We may disclose your personal information if we are required by law to do so or if you violate our Terms of Service.



SECTION 4 - PAYMENT

If you choose a direct payment gateway to complete your purchase, then Stripe stores your credit card data. It is encrypted through the Payment Card Industry Data Security Standard (PCI-DSS). Your purchase transaction data is stored only as long as is necessary to complete your purchase transaction. After that is complete, your purchase transaction information is deleted.All direct payment gateways adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, Mastercard, American Express and Discover.PCI-DSS requirements help ensure the secure handling of credit card information by our store and its service providers.



SECTION 5 - THIRD-PARTY SERVICES

In general, the third-party providers used by us will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide to us.However, certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your purchase-related transactions.For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers.In particular, remember that certain providers may be located in or have facilities that are located a different jurisdiction than either you or us. So if you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.As an example, if you are located in Canada and your transaction is processed by a payment gateway located in the United States, then your personal information used in completing that transaction may be subject to disclosure under United States legislation, including the Patriot Act.Once you leave our store’s website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our website’s Terms of Service.LinksWhen you click on links on our store, they may direct you away from our site. We are not responsible for the privacy practices of other sites and encourage you to read their privacy statements.



SECTION 6 - SECURITY

To protect your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered or destroyed.If you provide us with your credit card information, the information is encrypted using secure socket layer technology (SSL) and stored with a AES-256 encryption. Although no method of transmission over the Internet or electronic storage is 100% secure, we follow all PCI-DSS requirements and implement additional generally accepted industry standards.



SECTION 7 - TRACKING & COOKIES

We use cookies and similar tracking technologies to track the activity on our Service and hold certain information.Cookies are files with small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service.You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.Examples of Cookies we use:Session Cookies. We use Session Cookies to operate our Service.Preference Cookies. We use Preference Cookies to remember your preferences and various settings.Security Cookies. We use Security Cookies for security purposes.



SECTION 8 - AGE OF CONSENT

By using this site, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.



SECTION 9 - CHANGES TO THIS PRIVACY POLICY

We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.If our store is acquired or merged with another company, your information may be transferred to the new owners so that we may continue to sell products to you.


QUESTIONS AND CONTACT INFORMATION

If you would like to: access, correct, amend or delete any personal information we have about you, register a complaint, or simply want more information contact our Privacy Compliance Officer at tgthree1948@gmail.com or by mail at


Love Digital Planner [Re: Privacy Compliance Officer]

9490 Bermuda Rd.,

Las Vegas, Nevada US 89123

Our License Agreement was last updated on [Feb 28, 2024].Distribution Rights

LICENSING AGREEMENTThis Licensing Agreement ("Agreement") is entered into as of the date purchased, by and between Changing Courses 11 LLC, a Tennessee limited liability company ("Licensor"), and the buyer of the Roadmap 3.0 Product ("Licensee").


WHEREAS, Licensor is the sole and exclusive owner of the 'Roadmap 3.0' product ("Product");WHEREAS, Licensee desires to obtain certain rights to resell the Product, and Licensor is willing to grant such rights to Licensee, all on the terms and conditions set forth herein;


NOW, THEREFORE, in consideration of the mutual covenants contained herein and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows:


TERMS OF LICENSE:By entering into this agreement, the Licensee agrees to the following terms concerning the use, resale, and distribution of the "Roadmap 3.0" product, formerly known as "Roadmap to Riches", copyrighted by Changing Courses 11 LLC:Scope of License Agreement for Roadmap to Riches and Roadmap 3.0This license agreement encompasses both "Roadmap to Riches" and its successor, "Roadmap 3.0." By accepting the terms of this agreement, the licensee acknowledges and agrees to be bound by its provisions for both products. Even though "Roadmap to Riches" is being replaced by "Roadmap 3.0," the obligations and protections set forth in this agreement apply equally to both products. Any breach of the terms related to one product will be considered a breach of the entire agreement.Prohibition of Income Claim Content and License Revocation for Roadmap 3.0 UsersUsers of Roadmap 3.0 agree not to make, disseminate, or endorse any statements, advertisements, or representations, directly or indirectly, which make income projections, promises, or guarantees concerning the potential income or earnings that can be derived from the use of Roadmap 3.0. The use of false or misleading income claim content in association with Roadmap 3.0 is strictly prohibited under this license agreement. Users acknowledge that any false, misleading, or deceptive claims regarding potential income can result in significant legal and financial consequences, including potential actions by the Federal Trade Commission (FTC) for deceptive advertising and marketing practices. Violation of this provision will result in the immediate revocation of the license to use Roadmap 3.0 and may lead to further legal action.Third-Party Content Protection ClauseDefinition of Third-Party ContentFor the purposes of this Agreement, "Third-Party Content" refers to any training materials, including but not limited to videos, documents, presentations, and other educational content, provided by third-party coaches, teachers, or content creators ("Content Providers"). These materials are offered as bonus content beyond the scope of the standard product offerings of Roadmap 3.0 ("Bonus Content").License to Use Third-Party ContentSubject to the terms and conditions of this Agreement, the Content Providers grant the Licensee a non-exclusive, non-transferable, and revocable license to access and use the Third-Party Content solely for personal, non-commercial educational purposes. This license does not include any right to reproduce, distribute, publicly perform, publicly display, modify, or create derivative works of the Third-Party Content, except as expressly permitted by the Content Providers in writing.Prohibitions on Third-Party ContentThe Licensee is expressly prohibited from:Replicating, downloading, or otherwise copying any Third-Party Content without the express written permission of the original Content Provider.Sharing, distributing, selling, or sublicensing the Third-Party Content to others not authorized by this Agreement or by the Content Provider.Using the Third-Party Content in a manner that competes with or substitutes the services and products offered by Changing Courses 11 LLC or the Content Providers.Intellectual Property RightsAll intellectual property rights in and to the Third-Party Content are owned by the respective Content Providers or their licensors. Nothing in this Agreement shall be construed to transfer any rights, title, or interest in the Third-Party Content to the Licensee or any third party. The Licensee agrees to respect the intellectual property rights of the Content Providers and to refrain from any action that would infringe upon these rights.Responsibility for InfringementThe Licensee acknowledges and agrees that they are solely responsible for any infringement of the intellectual property rights of the Content Providers resulting from unauthorized use of the Third-Party Content. Changing Courses 11 LLC assumes no liability for any such infringement, and the Licensee agrees to indemnify and hold harmless Changing Courses 11 LLC and its affiliates, officers, agents, and employees from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of the Licensee's use of the Third-Party Content.Termination of AccessChanging Courses 11 LLC reserves the right to terminate or restrict the Licensee's access to the Third-Party Content for any Licensee found to be in violation of this Agreement, without notice and at its sole discretion.AmendmentsThis Third-Party Content Protection Clause may be amended or updated by Changing Courses 11 LLC from time to time. The Licensee will be notified of any significant changes, and continued use of the Third-Party Content will constitute acceptance of the revised terms.Rules and Limitations of Product by Licensee(a) Product Integrity and Copyright:Licensee shall not modify, adapt, translate, reverse engineer, decompile, disassemble, or otherwise tamper with the Product. This includes, but is not limited to, selling portions of the product, renaming the product, changing material within the product, or altering the creator of the product.Licensee shall not claim ownership of the Product copyright. However, for marketing and sales purposes, Licensee may claim authorship of the product but must always include the Changing Courses 11 LLC copyrighted material and notices.(b) Resale Rights:Licensee may resell the "Roadmap 3.0" product to end users without transferring the Master Resell Rights. Reselling to other resellers is also permitted.If reselling the Master Resell Rights, Licensee agrees to include these terms and conditions with the product and ensure all customers adhere to this Agreement.Failure to adhere to these terms will result in the revocation of the Licensee's resell rights, and Changing Courses 11 LLC may pursue legal action for damages caused by misuse.(c) Distribution Limitations:Licensee is prohibited from giving away the Product for free or as part of a free bundle.Licensee may include additional content or opportunities with the Product, provided they do not conflict with the original community agreement for "Roadmap 3.0" by Changing Courses 11 LLC.Misrepresentation: Adding content that falsely represents or misinterprets the intentions, goals, or values of "Roadmap 3.0" or Changing Courses 11 LLC.Infringement: Incorporating content that infringes on the intellectual property rights, trademarks, or copyrights of Changing Courses 11 LLC or any third party.Unapproved Modifications: Making significant alterations or modifications to the original content of "Roadmap 3.0" without the explicit consent of Changing Courses 11 LLC.Unethical Practices: Introducing opportunities or content that involve unethical, illegal, or immoral practices, such as scams, misinformation, or deceptive marketing tactics.Data Privacy Concerns: Introducing features or content that compromise the data privacy and security of users of "Roadmap 3.0."(d) Marketing and Promotion:Licensee agrees to use ethical marketing materials for the promotion of the Product.False or Misleading Income claims for marketing purposes are strictly prohibited. Licensee agrees to indemnify Changing Courses 11 LLC from any damages resulting from advertising income claims.(e) Third-Party Payment Platforms:Licensee agrees to use third-party payment platforms for sales and distribution, adhering to all terms and conditions of said platforms.Changing Courses 11 LLC is not responsible for any aspect of these platforms.(f) Pricing:The minimum sale price for the Product is $497.00 USD. Licensee must ensure that any promotions or discounts do not reduce the sale price below this amount.(g) Promotional Offers:Licensee can offer gifts or bonuses with the Product, provided these do not effectively reduce the Product's sale price below the minimum.(h) Community Guidelines:Licensee agrees to abide by community guidelines established by Changing Courses 11 LLC.(i) Agreement Amendments:This Agreement represents the full understanding between Licensee and Changing Courses 11 LLC. Licensee may not modify this Agreement without written consent from Changing Courses 11 LLC.(j) Return Policy:All sales of the Product are final and non-refundable. Licensee must communicate this policy clearly to customers.(k) Non-Disparagement:Licensee agrees not to make or encourage defamatory or disparaging statements about Changing Courses 11 LLC or its products.(l) Confidentiality:Licensee agrees to treat all proprietary information related to the Product and Changing Courses 11 LLC as confidential.(m) Audit Rights:Changing Courses 11 LLC reserves the right to audit the Licensee's records related to the Product to ensure compliance with this Agreement.(n) Quality Control:Licensee agrees to maintain high standards of quality in the use, sale, and distribution of the Product.(o) Relationship of Parties:The Licensee is an independent business or individual and nothing in this Agreement is intended to, or shall be construed to, create a partnership, agency, joint venture, employment or similar relationship between Changing Courses 11 LLC and the Licensee. Neither party shall have authority to enter into agreements of any kind on behalf of the other party, and neither party shall be considered the agent, employee, or representative of the other.(p) Severability:If any provision of this Agreement is found unenforceable, the remainder of the Agreement remains in full force.(q) Amendments:Changing Courses 11 LLC may amend this Agreement at its discretion. Licensee agrees to review and adhere to any changes.The Licensee hereby consents to receive electronic notifications pertaining to any modifications, updates, or changes to the license agreement. Such notifications may be sent via email, through an online portal, or other electronic means as determined by the Licensor. It is the express responsibility of the Licensee to regularly review the terms of the license and to stay informed of any alterations or amendments. The Licensee acknowledges and agrees that their failure to review or be aware of such changes does not relieve them of their obligations under the updated license terms.(r) Licensee Responsibility:Licensee acknowledges their responsibility to understand the Product and its uses and to represent it accurately in all marketing and promotional activities.(s) Community Obligations:Licensee agrees to uphold and enforce community guidelines and terms and conditions set by Changing Courses 11 LLC if they establish any community or forum related to the Product.(t) Prohibition of Affiliate Links:The licensee is strictly prohibited from using affiliate links or any form of affiliate marketing to promote or sell the "Roadmap 3.0" product. Any attempt to use affiliate links for the promotion or sale of the product will be considered a breach of this agreement and may result in immediate termination of the licensee's rights under this agreement.(u) Use in Membership Sites:The licensee is permitted to include the "Roadmap 3.0" product as part of their membership site offerings. However, under no circumstances shall the licensee provide, offer, or transfer the resell rights of the "Roadmap 3.0" product to any membership subscribers, regardless of the amount spent or the level of membership tier. The product must be provided to members as a standalone product without any rights to further distribute or resell.(v) Prohibition on Screen Recording:The Licensee is expressly prohibited from screen recording, capturing, or reproducing the 'Roadmap 3.0' product in any manner for the purpose of sharing, distributing, or reselling. Any unauthorized screen recording or reproduction of the product is a violation of this agreement and may result in legal action and termination of the Licensee's rights under this agreement.GRANT OF LICENSESubject to the terms and conditions of this Agreement, Licensor hereby grants to Licensee a non-exclusive, transferable, revocable right to resell the Product in accordance with the terms of this Agreement.PROHIBITED ACTIVITIESYou may not access or use the Services for any purpose other than that for which we make the Services available. The Services may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.As a user of the Services, you agree not to:Product Name Alteration: Change, modify, or alter the original name of the Product provided by Changing Courses 11 LLC.Systematically retrieve data or other content from the Services or Product to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from Changing Courses 11 LLC.Trick, defraud, or mislead Changing Courses 11 LLC and other users, especially in any attempt to learn sensitive account information such as user passwords, potential leads, promotional secrets, or any other business information.Circumvent, disable, or otherwise interfere with security-related features of the Product, including features that prevent or restrict the use of copying of any Content or enforce limitations on the use of the Product and/or the Content contained therein.Disparage, tarnish, or otherwise harm, in the opinion of Changing Courses 11 LLC, the Product, potential competition, or Changing Courses 11 LLC and its employees, owners, partners, or anyone else that Changing Courses 11 LLC deems suitable to this prohibited activity.Use any information obtained from the Product in order to harass, abuse, or harm another person.Make improper use of our support services or submit false reports of abuse or misconduct.Use the Product in a manner inconsistent with any applicable laws or regulations.Engage in unauthorized framing of or linking to the Product.Upload or transmit (or attempt to upload or transmit) viruses, Trojan horses, or other material, including party's uninterrupted use and enjoyment of the Product or modifies, impairs, disrupts, alters, or interferes with the use, features, function, operation, or maintenance of the Product.Delete the copyright or other proprietary rights notices from any Content or the Product.Attempt to impersonate another user or person or use the username of another user of the Product who is a Licensee of the Product.Interfere with, disrupt, or create an undue burden on the Product or Changing Courses 11 LLC or the networks or services connected to the Product.Harass, annoy, intimidate, or threaten any of Changing Courses 11 LLC employees, affiliates, owners, executive staff, or agents engaged in providing any portion of the Product, Services, or Licensing to you, the Licensee.Attempt to bypass any measures of the Product designed to prevent or restrict access to the Product, or any portion of the Product.Use a buying agent or purchasing agent to make purchases of the Product.2a. Restrictions on Use of Product for Creation of Derivative ProductsBy agreeing to these Terms and Conditions, you acknowledge and agree that the product provided by Changing Courses 11 LLC ("Company") is intended for direct use as provided and not for the purpose of creating derivative products, services, or any form of secondary product without the explicit written permission from the Company. Unauthorized use of the product for these purposes is strictly prohibited and constitutes a violation of these Terms.Requirement for Permission and Royalty FeePermission Requirement: To use the Company's product for the creation of your own product ("Derivative Product"), you must first obtain explicit written permission from the Company. The decision to grant such permission is at the sole discretion of the Company and may involve negotiations and agreements that go beyond these Terms and Conditions.Royalty Fee: In the event that permission is granted for the creation of a Derivative Product, the user agrees to pay the Company a royalty fee. The minimum royalty fee will be set at 10% of the Derivative Product's gross sales or another mutually agreed upon metric, as determined through negotiations between the user and the Company. The specific terms, including the percentage of sales, payment schedule, and other relevant details, will be outlined in a separate agreement.Negotiation of Terms: All terms related to the creation of Derivative Products, including but not limited to the royalty fee, usage rights, and duration of the agreement, will be subject to negotiation and mutual agreement between the user and the Company. The finalized terms will be documented in a separate written agreement that both parties will sign.Compliance and Enforcement: Users are required to fully comply with these restrictions and the terms of any agreement made regarding the creation of Derivative Products. The Company reserves the right to enforce these Terms and any additional agreements, including but not limited to taking legal action, seeking injunctive relief, and claiming damages, against any user who violates these provisions.By using the Company's product, you agree to these restrictions and acknowledge that any unauthorized use of the product for the creation of Derivative Products may result in immediate termination of your access to the product, legal action, and other remedies available to the Company under the law.2b. Prohibition of Selling Under a False Name:The Participant expressly agrees not to sell, distribute, or promote the "Roadmap 3.0" under any false, misleading, or unauthorized name, brand, or representation.The Participant acknowledges that the "Roadmap 3.0" is the exclusive intellectual property of Changing Courses 11 and any unauthorized use, including selling under a false name, constitutes a breach of this Agreement and an infringement of Changing Courses 11's intellectual property rights.Any unauthorized use of the "Roadmap 3.0" will result in immediate termination of the Participant's rights under the Original Agreement and may result in legal action for damages and injunctive relief.Damages:In the event of a breach of this Amendment, Changing Courses 11 reserves the right to pursue the Participant for damages, including but not limited to lost profits, damage to reputation, and any other consequential damages resulting from the unauthorized use of the "Roadmap 2.0".2c. Restriction on Use of Product Names in Domain NamesRestriction on Domain Names: The Licensee shall not use any of the following product names: "Roadmap 2.0," "Roadmap 3.0," "Roadmap to Riches," “Roadmap 3.0” or any derivatives or variations thereof, in any domain name or subdomain name registered or controlled by the Licensee. This includes, but is not limited to, the exact product names, any abbreviations, or misspellings that are confusingly similar to the product names.Consequences of Violation: Any use of the product names in violation of this addendum will be considered a breach of the License Agreement. Upon such breach, the Licensor reserves the right to take any or all of the following actions: a. Immediate termination of the License Agreement. b. Legal action for infringement of intellectual property rights. c. Any other remedies available under law.Acknowledgment: The Licensee acknowledges that the Licensor owns all right, title, and interest in and to the product names and that all use of the product names by the Licensee shall inure to the benefit of the Licensor.Ownership vs. License of Digital Product:Purchase of Digital Product: Upon purchasing the 'Roadmap 3.0' product, the purchaser ("Licensee") acquires a personal, non-exclusive, transferable, and revocable license to access, use, and resell the product for their own personal or business purposes. This license grants the Licensee the right to use and resell the product but does not transfer any intellectual property rights.Intellectual Property Rights: All copyrights, patents, trademarks, trade secrets, and other intellectual property rights in the 'Roadmap 3.0' product remain the sole and exclusive property of Changing Courses 11 LLC ("Licensor"). The purchase of the product does not convey to the Licensee any rights of ownership in or related to the product, or any intellectual property rights owned by the Licensor.Continuous Resale Rights: The Licensee is permitted to resell the 'Roadmap 3.0' product to a third party. Upon resale, the Licensee retains their original rights to the product and does not need to transfer their license to the third-party buyer. This means the Licensee can continue to resell the product to multiple parties while still retaining their rights to the product. Each third-party buyer will also acquire a personal, non-exclusive, transferable, and revocable license to access, use, and resell the product under the same terms.Downloading a Copy: See Section 3a.Clarification on Ownership: For the avoidance of doubt, purchasing the 'Roadmap 3.0' product provides the Licensee with a licensed copy of the product. It does not grant any ownership rights to the intellectual property of the product or any other rights not explicitly mentioned in this agreement.3a. Download ClauseApplication for DownloadEach purchaser of the Roadmap11 course ("the Product") acknowledges that the primary method of accessing the Product is through the online portal available at roadmap11.com. However, we recognize the need for flexibility in access under specific circumstances. As such, purchasers are granted the opportunity to apply for permission to download the Product, subject to meeting the following criteria and agreeing to the terms outlined herein.Eligibility CriteriaProof of Purchase: Applicant must provide verifiable evidence of purchase of the Product.Security Screening: Applicant agrees to undergo a security screening process designed to prevent unauthorized distribution and misuse of the Product.Purpose of Download: The download request must be justified with a valid reason (e.g., lack of consistent internet access), subject to approval by Roadmap11.Agreement to Terms: Applicant must agree to additional terms and conditions as specified by Roadmap11, including but not limited to usage limitations, anti-piracy measures, and data protection agreements.Conditions of DownloadLimited License: Granted download permission does not confer ownership of the Product. The purchaser is licensed to use the downloaded Product strictly for personal or educational purposes as originally intended.No Redistribution: The purchaser agrees not to share, distribute, or transmit the download link received from Dropbox in any form or by any means to anyone else. The provided link is meant exclusively for the individual purchaser's use. Sharing the download link compromises the security and integrity of the Product and is strictly prohibited.Copy Protection: The downloaded Product may include digital rights management (DRM) or other copy protection mechanisms to prevent unauthorized copying or sharing.Monitoring and Compliance: Roadmap11 reserves the right to monitor the use of the downloaded Product to ensure compliance with these terms. Violation of any condition may result in immediate revocation of the download privilege and potential legal action.AcknowledgmentBy applying for download permission, the purchaser acknowledges and agrees that they have purchased a copy of the Product that is primarily accessible via the online portal at roadmap11.com. The purchaser further acknowledges that they are not entitled to download the Product as a default option and that permission to download is subject to approval by Roadmap11 based on the criteria and conditions stated above.Amendment and TerminationRoadmap11 reserves the right to amend the terms of this Download Clause or terminate the download option at any time, without prior notice, in response to evolving security threats or misuse of the Product.By agreeing to these terms, the purchaser commits to responsibly using the downloaded Product in a manner that respects the intellectual property rights of Roadmap11 and contributes to the safe and effective distribution of educational content.3b. Licensee Responsibility ClauseThe Purchaser or Licensee acknowledges and agrees that it is their sole responsibility to stay informed about updates, changes, and enhancements to the Roadmap 3.0 Product. The Company will make reasonable efforts to notify users of significant updates through the email provided at the time of purchase or via announcements on the online portal at roadmap11.com. However, the Purchaser must regularly check the online portal and their email for such updates to ensure that they are using the most current version of the Product and are aware of any changes to its use or to this Agreement.Failure to stay updated on the Product and changes made by the Company may result in the Purchaser using an outdated version of the Product, which could affect its functionality or compliance with the terms of this Agreement. The Purchaser's commitment to staying informed about the Product and adhering to any updates is a critical aspect of maintaining the integrity and security of the Product.Indemnification:The Licensee agrees to indemnify, defend, and hold harmless Changing Courses 11 LLC ("Licensor"), and its officers, directors, employees, agents, affiliates, successors, and permitted assigns (collectively, "Indemnified Party"), against any and all losses, damages, liabilities, deficiencies, claims, actions, judgments, settlements, interest, awards, penalties, fines, costs, or expenses of whatever kind, including reasonable attorneys' fees, fees and the costs of enforcing any right to indemnification under this Agreement, and the cost of pursuing any insurance providers, arising out of or resulting from any claim of a third party related but not limited to: (a) any breach or non-fulfillment of any representation, warranty, or covenant contained in this agreement, or any other agreement contemplated hereby, by the Licensee; (b) any use or misuse of the 'Roadmap 3.0' product by the Licensee or any third party gaining access to the product through the Licensee; or (c) any infringement of intellectual property rights arising from the Licensee's unauthorized use or modification of the product.Termination:This Agreement shall commence on the Effective Date of Purchase and shall continue in full force until terminated as provided herein. Either party may terminate this Agreement at any time, with or without cause, by providing the other party a written notice of termination. Upon termination of this Agreement for any reason, all rights granted to the Licensee under this Agreement, including the right to resell the 'Roadmap 3.0' product, shall immediately cease, and the Licensee shall immediately cease all use, promotion, and sales of the Product. The Licensee shall also, within 10 days of the termination date, destroy or return to the Licensor any confidential information or materials provided by the Licensor under this Agreement. Termination of this Agreement shall not affect any rights or obligations that: (a) are meant to survive termination (including but not limited to indemnification and limitations of liability); and/or (b) have accrued prior to such termination.Governing Law:This Agreement shall be governed by and construed in accordance with the internal laws of the State of Tennessee without giving effect to any choice or conflict of law provision or rule. Any legal suit, action, or proceeding arising out of or related to this Agreement or the licenses granted hereunder shall be instituted exclusively in the federal courts of the United States or the courts of the State of Tennessee in each case located in the city of Nashville and County of Davidson, and each party irrevocably submits to the exclusive jurisdiction of such courts in any such suit, action, or proceeding.Revocation of LicenseChanging Courses 11 LLC ("Licensor") reserves the right to revoke the license granted to the Licensee under this Agreement at any time, for any reason, including but not limited to breaches of this Agreement, misuse of the 'Roadmap 3.0' product, or actions that harm the reputation or business interests of the Licensor. Upon revocation of the license, the Licensee shall immediately cease all use, promotion, and sales of the Product and shall, within 10 days of the revocation date, destroy or return to the Licensor any confidential information or materials provided by the Licensor under this Agreement.Updates to Terms and ConditionsChanging Courses 11 LLC ("Licensor") reserves the right to update, modify, or replace any part of these Terms and Conditions by posting updates and changes to our website. It is the Licensee's responsibility to check our website periodically for changes. The continued use of or access to our website or the Service following the posting of any changes to these Terms and Conditions constitutes acceptance of those changes.Third-Party Protection:The Licensee acknowledges and agrees that Changing Courses 11 LLC's licensors and service providers are third-party beneficiaries of this Agreement, with the right to enforce the obligations set forth herein with respect to the respective technology and services of such licensors and service providers.ConfidentialityBoth parties acknowledge that during the course of this Agreement, each may obtain confidential information regarding the other party's business. Both parties agree to treat all such information and the terms of this Agreement as confidential and to take all reasonable precautions against disclosure of such information to unauthorized third parties during and after the term of this Agreement. Upon request by an owner, all documents relating to the confidential information will be returned to such owner.Dispute ResolutionAny disputes arising out of or related to this Agreement shall be resolved through binding arbitration in Nashville, Tennessee, in accordance with the rules of the American Arbitration Association. The prevailing party in any such arbitration shall be entitled to recover its reasonable attorneys' fees and costs.Representations and WarrantiesBoth parties represent and warrant that they have the full authority to enter into this Agreement and to perform their obligations hereunder; that their execution and performance of this Agreement will not result in a breach of any other agreement to which they are bound; and that they will comply with all applicable laws, rules, and regulations in their performance of this Agreement.Compliance with LawsThe Licensee shall comply with all applicable laws, regulations, and ordinances in connection with its activities pursuant to this Agreement.AssignmentNeither party may assign its rights or obligations under this Agreement without the prior written consent of the other party, which consent shall not be unreasonably withheld.Force MajeureNeither party shall be liable for any failure or delay in performing its obligations under this Agreement if such failure or delay is due to causes beyond its reasonable control, including but not limited to acts of God, war, strikes, labor disputes, embargoes, government orders, or any other force majeure event.ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURESVisiting the website, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the website, satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE WEBSITE. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.CORRECTIONSThere may be information on the website that contains typographical errors, inaccuracies, or omissions that may relate to the 'Roadmap 3.0' product, promotions, offers, product descriptions, pricing, and availability. We reserve the right to correct any errors, inaccuracies, or omissions, and to change or update information or cancel orders if any information on the website or on any related website is inaccurate at any time without prior notice (including after you have submitted your order).DISCLAIMERThe 'Roadmap 3.0' product is provided "as is" and "as available" for your use, without any representation, warranties, or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.MODIFICATIONS AND INTERRUPTIONSWe reserve the right to change, modify, or remove the contents of the 'Roadmap 3.0' product at any time or for any reason at our sole discretion without notice. Such changes may include, but are not limited to:Content Updates: Periodic updates to the content to reflect new information, corrections, or improvements.Feature Changes: Addition, modification, or removal of certain features or functionalities of the product.Platform Support: Changes to the supported platforms or devices for which the product is available. This may include discontinuation of support for older software versions or devices.Download Limitations: Adjustments to the number of times a product can be downloaded, or the duration for which a download link remains active.Access Restrictions: Temporary or permanent restrictions on access to certain parts of the product due to maintenance, security concerns, or other reasons.Pricing Adjustments: Changes to the pricing of the product, including promotional discounts or price increases.Format Changes: Alterations to the format or file type of the downloadable content, which may require users to obtain new software or hardware for compatibility.We also reserve the right to modify or discontinue all or part of the product without notice at any time. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the product.California ResidentsIf you are a California resident, you are granted specific rights regarding access to your personal information. California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.725 Cool Springs Blvd. Franklin TN, 37067Changing Courses 11 LLC attn Zach PippinsEntire AgreementThis Agreement, including any exhibits attached hereto and made a part hereof, constitutes the entire agreement between the parties hereto pertaining to the subject matter hereof, and any and all written or oral agreements heretofore existing between the parties hereto are expressly canceled.MISCELLANEOUSOur failure to exercise or enforce any right or provision of these Terms and Conditions shall not operate as a waiver of such right or provision. These Terms and Conditions operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control. If any provision or part of a provision of these Terms and Conditions is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Terms and Conditions and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment or agency relationship created between you and us as a result of these Terms and Conditions or use of the 'Roadmap 3.0' product. You agree that these Terms and Conditions will not be construed against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic form of these Terms and Conditions and the lack of signing by the parties hereto to execute these Terms and Conditions.

Roadmap 3.0 Distribution Rights Agreement

Income Disclosure Statement

Our business provides individuals with an opportunity to earn income through Master Resell Rights. We believe that selling a Digital Product can be a viable source of income for many people, but we cannot guarantee any specific level of income or success.


Any income figures presented in our marketing materials or by other purchasers of this product are not guarantees of income. Income is dependent on various factors, including individual effort, skill, and experience. Therefore, actual earnings may vary and are not guaranteed.


We make no representation or warranty as to the level of success that any individual may achieve through our business opportunity or any of our programs, products, or services. The income figures presented are for informational purposes only and do not include expenses related to operating a business, such as marketing, travel, and other costs.Individuals who join our community are responsible for their own success and should conduct their own due diligence to determine whether our business opportunity is right for them.


We do not provide any guarantees or promises regarding income or success. Any earnings or income statements should be considered as estimates of what an individual could potentially earn, and not as typical or average earnings.